If I could rate this bank lower I would. I dread having to cash my WEEKLY paychecks here. since I work in riverhead and live in cutchogue my cashing of my paychecks in Mattituck always seems to be a problem plus the oh so joyful glares you get from the employees is oh so welcoming. 0 customer service/hospitality training and this is adding onto the 20-30min wait to get you your money. ~Justin