I found Seaford to be a nightmare. Totally uncaring that they are engaging in unacceptable practices. They opened my business account incorrectly, causing me endless headaches. Nobody cares to fix it. It seems THEY DON'T KNOW HOW! My business is a DBA with its own tax ID#. They opened my business account under MY personal name/the business name, and MY SS# (I brought in all the federal paperwork with the business' federal tax ID. They should have simply used that #). This causes huge problems with IRS filings. The checkbooks they issued me for this business account have MY PERSONAL name and HOME address, instead of the business name and business address. Again an IRS red flag AND totally unprofessional looking when I purchase things for the business using checks with my name and home address. When I bring this up at the branch and ask for help, the tellers (especially the arrogant tall red haired guy) treat me like I'm annoying them. An equally incompetent male manager comes out from the back, shrugs, and basically says "that's the way it is. Sorry."
No problem. This month I just took my $51,000 women-owned-business-grant to Teachers FCU and presto, I now have a perfectly good business account and checks with the business name and address on them. It wasn't that hard, Seaford BFCU.
Seaford, if you want people to trust you with their money, PLEASE train your employees to know how to open and operate a business account.(and treat customers with respect when they need help).
I was a member since 1988. BFCU used to be good. Since 2021, not anymore. ~K
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