Small bank that doesn’t match what large banks offer besides some free online banking accounts. I wasn’t able to access my bank account online for a year when deployed overseas because they didn’t have any option to log on besides receiving a text code. You are not able to raise your spending limit above $3,000 very easily. I called about raising my spending limit to purchase a vehicle and was not able to do so on a Sunday and I received an unwarranted lecture about how to spend my own money. I did NOT call for advice and was not expecting to be asked “Are you sure you want this car?” The women at this bank are great to receive help from, so that’s the reason my rating isn’t lower. ~Emma