Best credit union in Ripley, West Virginia (WV) 2024

This Credit union is antiquated. They have a $200 debit card spending limit for all members. If you want to increase it, you have to call ahead of time and ask for it to be increased. Furthermore, it's not a permenant increase, but only for the day. Their online banking lags severally behind transactions, so unless you keep a personal record of how much you spend, you'll more than likely overspend and charged an overdraft protection fee of $30. Another thing on their online banking, they have no way of online transferring funds to another account, you have to call them to do that as well. The website says office hrs start at 8, it doesnt. They open at 9 A.M. Which means that if you work at any of the local warehouses or factories on a swing shift, you will have to stay up 2 hrs or less just to make a withdrawal. The only upside about them is they are nice ppl to talk and deal with, and that they are a local bank. ~Kris