This bank puts a daily limit on your debit cards, so it’s hard to make large purchases. No one is available on holidays or after business hours to if you need help with a card or to make a large purchase. My husband has had to have his debit card replaced 3 times in the past year or so due to a malfunctioning chip. I called and spoke with someone about an issue eleven days ago. The employee who answered the phone did not fix the issue, but eventually asked if I’d like a branch manager to give me call back and help. I gave her my phone number and, eleven days later, no one has called me. So I can understand the issues with the card chips, the unavailable hours, and the daily purchase limit being downsides of banking with a small-town bank. However, if they can’t even be bothered to call you back, then what are the benefits? I don’t recommend banking here. ~Erikka
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